Budgets suck

I hate budgets. I hate budgeting. I liken the idea of budgeting, to dieting; it sucks while your doing it and then you revert to your bad habits the minute you call it quits. For 99% of the population it doesn't work, so why do we even bother?

Take the emotion out of your investments

Financial markets are not comprised of financial instruments, instead they are comprised of people dealing in said instruments. People are driven by emotions, emotions are at the best of time irrational. So if markets are people and people are irrational, it can be concluded that financial markets are irrational.


As such there are three cycles that every market goes through:

Mission Statements: Not Just Corporate Hogwash!

The idea of mission statements used to really piss me off! It was made even worse when I discovered the Dilbert Random Mission Statement Generator (no longer available online guys, sorry). It would spit out things like;
"We have committed to synergistically fashion high-quality products so that we may collaboratively provide access to inexpensive leadership skills in order to solve business problems"
This sounds like the kind of corporate BS I would expect to see plastered on the staff room wall of a Wal Mart.

But how do you expect your staff and customers to buy into that crap, when you don't even buy into it?

Business Plan. Do you have one?

If you don't have a map, how do you know if you're going in the right direction? The same can be said for business plans. If you don't have a business plan, you could find yourself on the road to Nowhere, or worse the road to Bustville.

Debt + Employment = Modern Wage Slave

Below are some rather colourful illustrations to challenge the way you think about the volatile mix of employment and bad debt (also know as wage slavery).

The entire world wants you to become a wage slave and they want you stay a wage slave. This really puts you behind the eight ball as you fight an uphill battle toward financial freedom. Question is; do you have the guts to fight for it?

Are you a wage slave?

A wage slave is someone whose immediate livelihood relies solely on wages from employment. In the third world wage slavery is with respect to wages to the equivalent of basic sustenance. However a new form of wage slavery has evolved in developed economies.

Eliminate your Unproductive Debt

There are two types of debt. Good debt and bad debt. Put simply good debt is borrowing money to purchase an investment which will go up in value. Bad debt is using money you don't have to buy shit you don't need to impress people you don't like.

Let me elaborate.